Investing Information

What if you agreed positively could not lose - would you play the stock market? - investing


Seniors on fixed incomes face a exceptional problem. Where do they invest their savings to get greatest arrival on investment with inadequate risk? Some of the conventional places like CDs and Capital Notes are enormously safe, however the yields tend to be very low. Stocks and Mutual Funds while gift a ability for a privileged yield have a risk feature that most seniors find unacceptable.

What if you knew you completely positively could not loose, Would you invest in the stock market? Conceive of if their was a way that you could enjoy the upside aptitude of the stock marketplace with completely no downside Risk, would you be Interested?

Equity Indexed Annuities may be the Clarification you are looking for. Many assurance companies are now present Equity Indexed Annuities. These annuities allow you to mirror the gains of common stock promote indices like the S&P 500 or the Dow Jones Developed Be an average of while not loosing any of your investment capital.

In austere terms if the stock bazaar goes up your Allowance also goes up but if the stock bazaar goes down your Annuity does not loose any value. An Fairness Indexed Annuity is not an Investment in stocks or Mutual funds as an alternative it is a way the Cover allow your Hoard to mirror the gains of the stock advertise with no downside risk.

Many All the rage Evenhandedness Indexed Annuities are set up using a monthly tracking Method. Once a Month the cover company will look at the stock bazaar index to ascertain the gain or loss. If the index goes up 2% then they put a plus 2 on your scorecard. If the index goes down 4% then they put a -4 on your score card. At the end of the year the Assurance ballet company totals your scorecard for the year if it is assured (say 8%) they would then add 8% to your pension value but if it is depressing your annuity value would stay the same. If you in progress the year with an pension value of $10,000 your income would still be worth $10,000. It doesn't affair if your score card has a Negative 1%, 10% or 99% you will not loose one cent of your $10,000 early value.

Every year your Allowance Value is reset, Using the above example if you Allowance ongoing the year with a $10,000 Value and your score card shows a plus 8% for the year your Annuity would know be Reset to $10,800 and the deal with starts again. To appease the Pot even advance many insurance companies are donation Bonus Evenhandedness Indexed Annuities, these vehicles work accurately the same as Fairness Indexed Annuities but the assurance companies will add a Bonus of up to 10% to your Annuity. If you place $10,000 to start in your pension with a 10% Bonus Income the insurance bill would now add $1,000 building your Bonus Equity Indexed Income now worth $11,000. In addendum you could be given this 10% bonus for any funds you add in the first 5 years.

With Fairness Indexed Annuities from admired assurance companies You can have it all. A way to earn some huge Gains from the Stock advertise while being fully insulated from any downside risk and a Bonus of up to 10% of all money added in the first 5 Years.

Mike Makler is a Certified Life Indemnity Agent Based out of St Louis Missouri. To Learn More Call Mike at 314 398-5547 or Visit Mike's Web Page http://ewguru. com/insurance

Copyright © 2005-2006 Mike Makler


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